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Terms and Conditions

Last Updated: 2025-01-11

1. Description of Service

finscout is your personal market intelligence assistant. We analyze thousands of market events, news, and social discussions daily, then deliver a concise, personalized summary of what matters most to your portfolio directly to WhatsApp or Telegram. No more information overload - just clear, actionable insights about your chosen assets and sectors.

Key features of the service include:

  • Daily market briefings tailored to your portfolio
  • Asset-specific insights and impact analysis
  • AI-generated summaries of relevant market events
  • Real-time alerts for significant market movements
  • Personalized delivery via WhatsApp or Telegram

2. Subscription Plans and Billing

finscout offers the following subscription plans:

  • Monthly Plan: Billed at $8 per month (regular price $16, subject to discounts)
  • Yearly Plan: Billed at $75 per year (regular price $150, subject to discounts)

2.1 Trial Period

All new subscribers receive a 14-day free trial. During this period, you'll have full access to all features. If you decide to cancel during the trial, you won't be charged. No credit card is required for the trial period.

2.2 Cancellation Policy

You may cancel your subscription at any time through:

Cancellation terms vary by plan:

  • Monthly Plan: Access continues until the end of your current billing period
  • Yearly Plan:
    • Mid-year cancellations are prorated at the monthly rate ($8/month)
    • You'll receive a refund for unused months
    • Example: Cancelling after 6 months results in a $27 refund ($75 - (6 × $8))

3. Ownership and Refund Policy

When you purchase a package from finscout, you will receive daily messages via WhatsApp or Telegram containing personalized market news tailored to your selected sectors, invested assets, and preferred market updates. We are committed to your satisfaction; if you're not completely happy with our service, you can request a full refund within 7 days of your purchase.

4. User Data Collection

We collect the following personal data:

  • Name
  • Email
  • Telephone number
  • Payment information

We also collect non-personal data through web cookies. For more information, please refer to our Privacy Policy.

5. Contact Information

If you have any questions or concerns, please contact us at: support@mail.finscout.io

6. Governing Law

These Terms & Services are governed by the laws of Germany.

7. Updates to the Terms

We may update these terms from time to time. Users will be notified of any changes via email.

5. User Responsibilities

By using finscout, you agree to:

  • Provide accurate account information and keep it updated
  • Use the service for personal, non-commercial purposes only
  • Not share your account credentials with others
  • Notify us immediately of any unauthorized access or security concerns
  • Not attempt to reverse-engineer or manipulate the service

finscout reserves the right to suspend or terminate accounts that violate these terms or engage in fraudulent activity.

6. Intellectual Property

All content provided through finscout, including but not limited to:

  • Market analysis and insights
  • AI-generated summaries
  • Data visualizations and reports
  • Our proprietary algorithms and methodologies

are protected by intellectual property laws and remain the exclusive property of finscout. You may not reproduce, distribute, modify, or create derivative works without our explicit written permission.

7. Limitation of Liability

finscout provides market information and insights for informational purposes only. We do not provide:

  • Financial advice
  • Investment recommendations
  • Trading signals
  • Portfolio management services

You acknowledge and agree that:

  • All investment decisions are made solely by you
  • We are not liable for any financial losses resulting from the use of our service
  • We do not guarantee the accuracy, completeness, or timeliness of information
  • Service interruptions may occur due to technical issues or third-party platforms

8. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Germany, without regard to its conflict of law principles.

Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in Hamburg, Germany.

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes via:

  • Email notification to your registered address
  • Notice on our website
  • In-app notifications where applicable

Your continued use of finscout after such modifications constitutes your acceptance of the updated Terms.

10. Disclaimer

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED.

Market data and analysis can be subject to errors, delays, or inaccuracies. You acknowledge these limitations and agree to use the service at your own risk.

Thank you for choosing finscout. We're excited to help you stay ahead of the markets!

finscout Team